Free Financial Tool
Indian Household Budget Planner
Plan your monthly domestic cashflow with realistic categories: rent/EMI, sabzi & groceries, cook & maid salaries, electricity bills, and family savings.
Indian Household 50/30/20 Rule
Household Monthly Budget Planner
Tailored for Indian domestic realities: factoring in rent, mandi rashan, maid/cook salaries, electricity, and family savings.
Total Combined Household Monthly Income₹1,20,000
1. Essential Needs (Ideal: ~50% or ₹60,000)
House Rent / EMI₹38,000
Groceries, Milk & Mandi₹18,000
Cook / Maid / Househelp₹7,500
Electricity, Gas & WiFi₹9,000
2. Dining Out & Weekend Fun
Swiggy, Movies, Shopping₹12,000
3. Family Savings & SIP Pool
Emergency & Future₹25,000
Budget Breakdown
₹1,09,500 / ₹1,20,000
Needs: 60%
Wants: 10%
Savings: 21%
Unallocated Buffer:+₹10,500
Excellent buffer! Keep this in your household liquid account for sudden doctor visits or home repairs.
Bring this plan into daily reality
Pre-register for Kestro to track these categories live with your family on Android.