Terms of Service

1. Acceptance of Terms

By creating an account, inviting family members, or accessing Kestro through our mobile application or website (getkestro.in), you enter into a legally binding contract with Craftylane Studios ("we", "us", or "our"), a venture based in Bangalore, Karnataka, India. If you do not agree to these terms, do not access or use the services.

2. Eligibility & Household Management

You must be at least 18 years of age to register an account as a Household Admin or to execute in-app purchases. Minors between the ages of 13 and 17 may only participate in a household ledger under the direct invitation, supervision, and responsibility of a parent or legal guardian assigned the Admin role.

3. Nature of the Application

Kestro is an informational household bookkeeping and collaborative budgeting utility. Kestro is not a bank, non-banking financial company (NBFC), payment gateway, or SEBI-registered investment advisor.

Kestro does not custody funds, transfer money between bank accounts, or execute financial transactions. Settle-up balances, pool limits, and report cards are mathematical summaries based entirely on numbers entered by household members.

4. User Accounts & Family Invites

• You are responsible for maintaining the confidentiality of your device and authentication credentials.
• Household Admins are responsible for managing member invitations and selecting appropriate roles (Earner vs. Member).
• You agree not to invite unauthorized third parties or use Kestro for illegal commercial accounting or money laundering tracking.

5. Subscriptions, Payments & Cancellation

Kestro offers a Free tier and optional paid tiers (Plus and Pro). All subscription billing, processing, and renewal are managed exclusively through Google Play Store billing.

• Household Coverage: One Plus or Pro subscription purchased by an Admin covers all authorized members of that household up to the tier seat limit.
• Cancellation: You may cancel auto-renewal at any time through Google Play Store settings. Cancellations take effect at the conclusion of the paid billing period.
• Refunds: Refunds are administered strictly according to Google Play refund policies.

6. Limitation of Liability

To the maximum extent permitted by applicable Indian law, Craftylane Studios shall not be liable for indirect, incidental, or consequential damages resulting from intra-household financial disputes, incorrect user data entry, device loss, or temporary service interruptions.

7. Governing Law & Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the Republic of India. Any disputes arising out of or relating to these terms shall be subject to the exclusive jurisdiction of the competent courts in Bangalore, Karnataka, India.