For Parents & Kids: Build money confidence for your children in a safe, controlled environment.
Give teenagers and older kids a practical way to manage monthly allowances and earn pocket money through household chores—without risking access to real debit cards or bank credentials.
The problem with cash allowances and banking apps for minors
The black hole of cash pocket money
Once cash is handed over, parents have no idea where it went, and kids miss out on learning how to categorize and budget their money.
Risk of digital payment accounts
Giving minors direct access to UPI apps linked to primary bank accounts creates genuine risk of unauthorized online purchases or gaming charges.
Disconnected chore rewards
Promises to pay for extra study milestones or household chores get forgotten, weakening the connection between effort and financial reward.
A safe digital ledger for your child's financial education
Virtual pocket money ledger
Set a weekly or monthly pocket money allowance inside Kestro. Children record their spends on books, snacks, or stationery against their balance.
Chore completion & milestone logging
Parents verify completed household responsibilities (cleaning room, washing car, reading books) and credit allowances to their ledger.
Zero banking or payment risk
Kestro is a tracking ledger, not a bank. No debit cards are attached, and no financial risk exists on the child's phone.
Ideal roles for this household
Credit monthly allowance on the 1st; review category habits together on Sunday evenings.
Sets pocket money allowances, approves chore completions, and monitors family ledger.
Logs personal pocket money spends, views their goal progress, and ticks completed chores.
Frequently Asked Questions for For Parents & Kids
Does my child need a bank account to use Kestro?
No. Kestro is an educational tracking ledger. No bank account, debit card, or UPI ID is needed for your child to use the app.
Can my child accidentally delete our household budget?
No. With the Member role, kids can only log expenses and view categories you have authorized. Administrative settings and core budgets are restricted to Admins.
Is there any advertising or in-app purchase directed at children?
None. Kestro contains zero third-party advertisements and no algorithmic feeds. Subscriptions are managed entirely by parents through Google Play.
Set up your for parents & kids ledger.
Available on Android. Free to start with up to two family members.