Household Roles & Permissions Matrix

Domestic finances require thoughtful governance. Unlike roommate apps where everyone has identical destructive powers, Kestro structures access through three clear roles: Admin, Earner, and Member.

Role 1

Household Admin

The primary anchor of the household ledger. Usually the partner or family member who creates the household.

• Sets budget caps and alerts

• Invites family and assigns roles

• Owns billing & exports data

Role 2

Earner

Working family members who contribute financial income to the shared household pool.

• Contributes to monthly pool

• Logs and splits shared spends

• Settles net balances at month-end

Role 3

Member

Elders, non-earning spouses, college students, or domestic staff who incur daily expenses.

• Logs daily milk, sabzi & bills

• Uses voice or receipt OCR

• Cannot edit household caps

Granular Capability Matrix

Capability	Admin	Earner	Member
View live household balance & budget progress
Log daily expenses via voice, tap, or receipt scan
Participate in expense split calculations
View monthly summary report cards
Contribute to common pool (declare income)
Settle net monthly balances with other earners
Set or modify monthly category budget limits
Generate & share household 8-character invite codes
Change roles or remove family members
Export full ledger data as CSV / Excel
Permanently delete household account